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Money Management is a weekly column on personal finance distributed by NJSCPA.
| 2002 Money Management Archive
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| December Issue When You Must Borrow, Borrow Wisely Although this is the time of year when many of us could use a little extra cash, it is more important than ever to manage your debt carefully. December 30, 2002 Tax Breaks Can Help Some Businesses This Holiday Season If you’re doing a lot of wining and dining this holiday season, you may qualify for a tax break from Uncle Sam, provided it is a bona-fide business-related entertainment expense. December 23, 2002 Smart Holiday Gifts For Kids Gifts that teach the importance of sound money management and investing can provide valuable lessons that will serve your children or grandchildren for years to come. December 16, 2002 Avoid Seasonal Splurging: Five Simple Tips For Managing Holiday Spending Just as holiday feasting can ruin your waistline, over-enthusiastic holiday spending can bust your budget. December 9, 2002 The Benefits Of Donating Stock And Other Assets Short on cash this holiday season but want to make a donation before the end of the year? Consider donating appreciated property such as artwork or collectibles. December 2, 2002 November Issue Reducing Two Incomes to One: A Lesson in Cutting Back Whether you've made a conscious choice to switch from a dual-income to single-income household or you have found yourself in this position suddenly as the result of a job loss, there are actions you can take to minimize the financial impact. November 25, 2002 Volunteers: Don't Pass Up The Opportunity To Deduct Out-Of-Pocket Expenses Whether you have volunteered your time all year or are planning to do so over the holidays, the costs associated with your volunteer work may add up to a tax deduction. November 18, 2002 Make It Official: Structuring Loans To Family Members While there is nothing inherently wrong with helping a family member, the New Jersey Society of Certified Public Accountants (NJSCPA) points out that there are important practical and tax matters that should be considered before making an intrafamily loan. November 11, 2002 To The Rescue: An Emergency Fund Can Help Plug The Gap Having an emergency fund means that when the unexpected happens - whether it's a job loss or an unanticipated home repair - you'll have the resources to meet your day-to-day living expenses. November 4, 2002 September Issue Succession Planning: A Will For Your Family Business By ensuring an orderly transfer of ownership and management responsibility, a well-developed succession plan provides essentially the same benefit for a family business that a will does for family assets. September 30, 2002 Seven Ways to Achieve Greater Performance from Employees It's the question that's on every business owner's mind: How can I motivate my employees to contribute their best work? September 23, 2002 Should You Incorporate Your Business? A frequent question of owners of new and expanding businesses is whether to incorporate. September 16, 2002 First-Time Financing: Advice for Small Businesses Obtaining a commercial loan can be one of the biggest challenges facing a growing business. September 9, 2002 A Tax Break Small Businesses don't have to Labor for: The Welfare-to-Work Tax Credit When it comes to labor issues, small business owners shouldn't overlook the Welfare-to-Work tax credit. September 2, 2002 August Issue Insurance Check-Up for College Bound Students As students get ready to head off to college with expensive computers, televisions, stereo equipment, and bicycles in tow, parents should add an insurance review to their preparation checklist. August 26, 2002 Financial Aid FAQs: How to Make College a Reality If your child plans to enter college next year, but you are worried about meeting the expenses, there is hope. August 19, 2002 College Students and Credit Cards: What They Don't Know Can Hurt Them Educate your college-bound son or daughter about the importance of using credit wisely. August 12, 2002 Investing ABC'S: Teaching Your Kids About Stocks Advice to help parents teach their children about investing in the stock market. August 5, 2002 July Issue Refinancing: It's Not Just About the Interest Rate Lower interest rates and reduced monthly payments are not the only reasons to consider refinancing your mortgage. July 29, 2002 Do You Need Professional Financial Advice? You don't have to be a millionaire to benefit from personal financial planning assistance. July 1, 2002 June Issue Smart Ways To Cut The Cost Of Long-Term Care Insurance The cost of long-term care insurance can range from $250 a year for a healthy forty-something buyer to more than $6,000 for a 75-year-old. Of course, the actual premium you pay depends on a number of other variables, including health, location and the level of benefits. June 24, 2002 Employers Of Household Help Have Chores Too: Taxes If you hire babysitters, cleaning people, yard workers, or others to help you keep house, you may have some tax housekeeping chores of your own to do - including properly classifying workers, withholding and paying employment taxes, and filing tax returns. June 17, 2002 Vacation Homes Can Bring Relaxation And Tax Relief Owning a vacation home gives you a great opportunity to relax and have fun in the sun - or snow - depending on your preferences. June 10, 2002 After The Honeymoon: Insurance Advice For Newlyweds Compared to planning your wedding and honeymoon, buying insurance may not seem very romantic but, in reality, coverage that protects you and your spouse against life's unforeseen risks is an important part of planning your life together. June 3, 2002 May Issue A Website Checkup for Small Businesses A user-friendly, accessible and informative website is essential to good business. May 27, 2002 Moving to E-Commerce: The First Steps Looking to sell your products or services online? The following pointers can help you get started. May 20, 2002 September 11 Events Show Need for Small Business Insurance One of the most vital steps a business owner can take to manage risk and ensure protection from financial disaster is to review its insurance coverage and policies annually. May 13, 2002 Smart Tips for Starting a New Business If you want to put your new venture on the road to success, it's important to develop a business plan. May 6, 2002 April Issue A Mistake On Your Tax Return? You can easily make amends by completing and filing IRS Form 1040X, Amended U.S. Individual Tax Return. April 15, 2002 How to Avoid IRS Penalties The New Jersey Society of Certified Public Accountants (NJSCPA) emphasizes that there are separate penalties for paying late, filing late and failing to file a tax return. April 8, 2002 Tax Tales To Keep You From Being An April Fool The New Jersey Society of Certified Public Accountants (NJSCPA) provides these tax tales to help you better understand the tax law and avoid paying more than your fair share of taxes. April 1, 2002 March Issue What You Need to Know About Filing Your Taxes Electronically With the Internal Revenue Service's electronic filing option, e-file, you can minimize errors on your return and even get a refund faster. March 25, 2002 This May Be Your Year for Claiming Miscellaneous Itemized Deductions Don't forget to add up miscellaneous expenses for 2001 to find out if you qualify for a tax deduction. March 18, 2002 Disability: The Risk Many Forget to Insure Disability insurance protects you and your family by providing a monthly benefit check if you are unable to work. March 11, 2002 Tax Breaks for Independent Contractors If you worked as a freelancer or independent contractor last year, you may be entitled to some tax deductions for 2001 that can help offset the costs of running your business. March 4, 2002 February Issue Tax Relief Available for Victims of Disasters Tax advice for individuals who suffered disaster-related property loss or damage and for those who answered the call for disaster assistance. February 25, 2002 Tax Breaks for Supporting Elderly Parents Individuals who provide financial support for their parents may qualify for a dependency exemption on their tax returns. February 18, 2002 Education Tax Breaks You Can't Afford to Miss Parents facing college tuition expenses and college graduates struggling to pay off student loans can look forward to some help thanks to last year's Tax Act. February 11, 2002 IRA Options: Choose the Right One For You Choosing the right IRA for you and your family is critical to ensuring that you have the finances for your goals. February 4, 2002 |
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We currently have individuals licensed to offer securities in the states of New Jersey, California, Connecticut, Washington D.C., Delaware, Florida, Maryland, Nevada, Pennsylvania, Texas and Wisconsin and to offer investment advisory services in New Jersey, Connecticut, Delaware, Florida, Maryland North Carolina, New York, Pennsylvania, Texas and Wisconsin. This is not an offer to sell or provide investment advisory services in any other state or jurisdiction. Securities offered through 1st Global Capital Corp., Member FINRA/SIPC. Investment advisory services offered through 1st Global Advisors, Inc. |
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