Looking for something specific? Enter one or more keywords and search our entire site.	900 N. Kings Highway, Cherry Hill, New Jersey 08034 856.667.4100 · 215.563.0276 · Fax: 856.667.3652 Monthly Financial Planning Tips 2002 Financial Planning Tips Archive December - Don't cash out the equity in your home just because it's there Although instant cash is always tempting, you should think carefully before cashing out the equity in your home. November - Are your savings bonds still earning interest? There's a good chance you have some U.S. savings bonds stashed away in a safe deposit box or a drawer somewhere. Perhaps you received them as a graduation gift or purchased them through a company savings plan. October - Review your beneficiary choices - especially on IRAs Last year the IRS changed the rules on IRA distributions, and that may mean you should change or add to your beneficiaries. September - Use an investment ladder to spread out investment risks After the recent stock market slump, you might be considering fixed-rate investments such as bonds or bank CDs. August - Don't delay: Talk to your elderly parents about finances One day you may find yourself taking care of an elderly parent who is in declining physical or mental health. This can be stressful, both emotionally and financially. July - Check out social security benefits for divorced spouses How does divorce affect your eligibility to receive social security benefits? May - Know the telemarketing sales rules The following list may help you determine if you are talking to a scam artist or a legitimate telemarketer. April - Use your tax refund to invest in your future If you overpaid your 2001 income taxes, here are four ways to put your tax refund to good use. March - Don't put all your eggs in one basket Even if you're not an investment expert, you're probably familiar with the term "diversification." February - Check your insurance: SIPC is not FDIC The SIPC does not afford you the same blanket coverage you get with bank deposits under the Federal Deposit Insurance Corporation (FDIC). January - Credit life insurance can be expensive Many people have paid for credit life insurance without understanding what it is or how expensive it can be. "Financial Planning Tips" are published monthly to provide useful financial information. Return to this site every month for helpful suggestions on how to reach your financial goals. The information contained in this site is of a general nature and should not be acted upon in your specific situation without further details and/or professional assistance. If you would like more information on anything in "Financial Planning Tips," or if you'd like to be on our mailing list to receive other financial, tax, or business information from time to time, please contact our office. We're here to help. We currently have individuals licensed to offer securities in the states of New Jersey, California, Connecticut, Washington D.C., Delaware, Florida, Maryland, Nevada, Pennsylvania, Texas and Wisconsin and to offer investment advisory services in New Jersey, Connecticut, Delaware, Florida, Maryland North Carolina, New York, Pennsylvania, Texas and Wisconsin. This is not an offer to sell or provide investment advisory services in any other state or jurisdiction. Securities offered through 1st Global Capital Corp., Member FINRA/SIPC. Investment advisory services offered through 1st Global Advisors, Inc. [Current Financial Planning Tip] [Business Information] [Home]
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