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900 N. Kings Highway, Cherry Hill, New Jersey 08034
856.667.4100 ·
215.563.0276 ·
Fax: 856.667.3652
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Online Advisor - August 2008
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Major Tax Deadlines Keep up to date with important tax deadlines
What's New in Taxes
Tax changes in three new laws
Congress has passed three laws that contain some tax provisions. Here's a quick overview.
Summer is a good time for retirement tax planning When it comes to your retirement, three areas are hot for summertime tax planning: establishing a plan, making
contributions to existing plans, and taking distributions.
New Business
Federal minimum wage increases again The federal minimum wage increased from $5.85 an hour to $6.55 an hour, effective July 24, 2008.
IRS audit focus is on worker classification
One of the biggest headaches for business owners is the classification of their workers. If the wrong choice is
made, the IRS could step in and assess additional taxes, penalties, and interest.
Smart Business
New mortgage rules set by the Fed
Seeking to provide more protection for consumers against predatory lending practices, the Federal Reserve Board
has issued new rules on home mortgage loans. The rules prohibit lenders from making loans to borrowers without
verifying ability to repay, limit prepayment penalties, require more disclosure in advertising, and set rules to
keep lenders and brokers from seeking inaccurate real estate valuations from appraisers.
Are your bank accounts insured?
How safe are your bank accounts? You probably rely on FDIC (Federal Deposit Insurance Corporation) insurance to
protect your money if your bank fails. But this might be a good time to check your FDIC coverage for several reasons.
| The information contained in this site is of a general nature and should not be acted upon in your
specific situation without further details and/or professional assistance. For more information on anything in
the ONLINE ADVISOR, or for assistance with any of your tax, business, or financial strategy concerns, contact our
office.
We currently have individuals licensed to offer securities in the states of New Jersey, California, Connecticut,
Washington D.C., Delaware, Florida, Maryland, Nevada, Pennsylvania, Texas and Wisconsin and to offer investment
advisory services in New Jersey, Connecticut, Delaware, Florida, Maryland North Carolina, New York, Pennsylvania,
Texas and Wisconsin. This is not an offer to sell or provide investment advisory services in any other state or
jurisdiction. Securities offered through 1st Global Capital Corp., Member FINRA/SIPC. Investment advisory services
offered through 1st Global Advisors, Inc.
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