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We currently have individuals licensed to offer securities in the states of New Jersey, California, Connecticut, Washington D.C., Delaware, Florida, Maryland, Nevada, Pennsylvania, Texas and Wisconsin and to offer investment advisory services in New Jersey, Connecticut, Delaware, Florida, Maryland North Carolina, New York, Pennsylvania, Texas and Wisconsin. This is not an offer to sell or provide investment advisory services in any other state or jurisdiction. Securities offered through 1st Global Capital Corp., Member FINRA/SIPC. Investment advisory services offered through 1st Global Advisors, Inc.
The Online Advisor - December 2001
Major Tax Deadlines
Keep up to date with important tax deadlines.
Social security taxes and benefits to increase in 2002
You may soon be paying more in social security taxes.
Audit numbers don't tell the full story
For about six years now, the number of IRS audits has been declining.
IRS announces estimated tax relief for businesses
The general downturn in the economy and the disruption in business following the terrorist attacks may have left
some companies with overpaid 2001 estimated taxes.
Act at year-end to cut your 2001 tax bill
The end of the year still presents opportunities to cut your company's tax bill.
Interest rates drop again
Some recent moves by the federal government could affect your investing and financial planning strategies.
Do you need long-term care insurance?
What would you do if you were faced with an additional yearly expense of $50,000 or more for nursing home care?
The Online Advisor - November 2001
Major Tax Deadlines
Keep up to date with important tax deadlines.
Expect new tax legislation before year-end
Congress is expected to pass some kind of economic stimulus legislation soon.
There's still time for year-end tax planning
As we enter the gift-giving season, here's a present you can give yourself: a lower tax bill.
September 11 attacks prompt IRS to relax depreciation
rules
Normally, companies can claim a half-year's worth of depreciation in the year they place equipment in service.
If you're starting a business, steer clear
of these problems
Starting your own business may be a dream that you've had for years, or it may be a relatively new idea.
Don't get caught in the "deemed sale"
trap
A change in the capital gains rules this year gave birth to a new tax scheme involving the "deemed sale"
of your home.
Simplify your financial life
Are you frustrated by the amount of time you spend managing your financial affairs and by how complicated your
finances have become? Maybe you need to simplify.
The Online Advisor - October 2001
Major Tax Deadlines
Keep up to date with important tax deadlines.
IRS offers tax relief to terrorist victims
The IRS has extended certain tax filing and payment deadlines for taxpayers directly affected by the September
11 terrorist attacks.
Presidentially declared disaster areas receive
special tax breaks
Thus far in 2001, a total of 38 locations in 29 states and Puerto Rico have been declared federal disaster areas.
Filing deadline extended for employee benefit
plans
Due to the September 11 terrorist attacks, the Labor Department has extended the deadline to file employee benefit
plan returns.
How to borrow money from your business
It's sometimes tempting to take money out of a closely held corporation in the form of a nontaxable shareholder
loan rather than as taxable salary or dividends.
Should you change the way you do business?
The events of September 11 and their aftermath have changed the way most Americans think about their future.
How much life insurance do you need?
Good financial planning requires a periodic review of your life insurance.
The Online Advisor - September 2001
Major Tax Deadlines
Keep up to date with important tax deadlines.
Wealthy taxpayers pay the largest share
of nation's taxes
According to a recent report released by the Joint Committee on Taxation, upper-income taxpayers foot the largest
share of the nation's tax bill.
Congress expands education IRAs and gives
them a new name
Education IRAs were recently renamed "Coverdell education savings accounts," which may be a more suitable
title.
Check the facts before you hire
An increase in "resume fudging" may be the result of recent layoffs and the slowing economy.
SIMPLE Solution?
If you are still undecided about a retirement plan, or even if your company already has one, you might be interested
in a SIMPLE plan (Savings Incentives Match Plan for Employees).
New IRA rules present new opportunities, but use
caution
Earlier this year, the IRS announced new rules that give individuals the opportunity to leave IRA funds invested
longer, potentially stretching out the benefits of tax-deferred earnings over several generations.
Are there gaps in your insurance coverage?
If you own a home or an automobile, chances are you have an insurance policy to cover you against the risk of loss.
The Online Advisor - August 2001
Major Tax Deadlines
Keep up to date with important tax deadlines.
Tax rebate is confusing and expensive
Congress recently approved $116 million in supplemental funding for the postage, paper, and other costs related
to mailing the IRS notices and tax rebate checks authorized by the 2001 tax law.
What you should know about IRS audits
If you're like most people, an IRS audit is one of your worst nightmares. Understanding the types of audits and
how returns are selected for audit may help ease your mind.
Retirement plans must be amended by year-end
By the end of their 2001 plan year, businesses must amend their qualified retirement plans to comply with various
tax law changes that have taken place since 1994.
Who should own your business real estate?
If your business is incorporated, it is often a good idea to personally own the real estate used by your corporation.
Check out tax-advantaged investments
Tax-advantaged investments can help diversify your portfolio and reduce your taxes. They come in several varieties.
Treasury offers new T-bill
On July 31, the U.S. Treasury began auctioning its newest Treasury bill (T-bill), one with a 4-week maturity.
The Online Advisor - June 2001
Major Tax Deadlines
Keep up to date with important tax deadlines.
Congress passes $1.35 trillion tax cut
Some of the tax cuts take effect this year, while others will be phased in over the next ten years.
A Look at Tax Planning Basics
With a new tax law that spans the next decade, it's a good idea to review some tax planning basics.
Are you required to offer COBRA coverage to
former employees?
The IRS recently finalized the rules that spell out when employers are required to offer COBRA coverage to former
employees.
Breakeven analysis is an important business
tool
Breakeven is defined as the sales volume at which your revenue exactly covers the costs of running the business.
Consolidating college loans may save you money
The government is offering reduced interest rates to borrowers who consolidate their federal education loans by
September 30, 2001.
Wedding Time May Also Be Prenuptial Time
Today, with half of all marriages ending in divorce and remarriage the rule rather than the exception, prenuptial
agreements are being used by an increasing number of couples.
The Online Advisor - May 2001
Major Tax Deadlines
Keep up to date with important tax deadlines.
Did you make these common mistakes?
Many taxpayers pay more tax than necessary because they claim the standard deduction instead of itemizing their
deductions.
Don't tax it, "swap" it
Instead of selling your commercial or investment property, consider swapping it for another piece of property.
Consider arbitration before you head to court
You can take steps now to help prevent a potential lawsuit.
Will your business survive?
A succession plan allows your business to continue if you leave the business for any reason: your retirement, disability,
death, or just your decision to move on.
Make the most of falling interest rates
The latest drop in interest rates could affect you in several ways.
The Online Advisor - March 2001
Major Tax Deadlines
Keep up to date with important tax deadlines.
IRS Audit Rate Drops
According to the IRS, you are less likely to be audited now than five years ago.
Spring cleaning: What records to keep
and what records to toss
Deciding which records to keep and for how long can be a confusing process.
New ergonomics standards may affect your
business
About 6.1 million workplaces and over 102 million workers in general industry are covered by the new OSHA ergonomics
standard.
Keep your business healthy with a regular
checkup
Whether you have been in business for a few years or for many years, a regular business checkup might help you
remain among the successful few.
Saving for college: Have you looked at this
new option?
There are many ways to save for college, but one thing is certain: it is never too early to start.
Is your investment house in order?
Now might be a good time to review and rebalance your investment portfolio in order to protect and grow your hard-earned
money.
The Online Advisor - February 2001
IRS simplifies the retirement distribution rules
Look for credits to lower your tax bill
Transportation benefits can be tax-free
What does a business need - cash flow or net profit?
Check the silver lining in the stock market's decline
Financial planning is as critical for women as it is for men
The Online Advisor - January 2001
Major Tax Deadlines for January 2001
Use these new rates for your 2001 tax planning
Deposit rules changed for small businesses
Is paying zero tax a good idea for your corporation?
Estate planning: Will Congress make it unnecessary?
Make some financial resolutions for a new year & a new century
The Online Advisor - 2000 Archive