12/1/2001 - Make your money work for you
When making a major investment, get the best bang for your buck. Is the asking price firm? Will the seller negotiate? How about a reduced price if you pay cash?
11/1/2001 - 14,000 scam artists want to call you
If you receive a telephone call from anyone who is a stranger to you, be careful with your money. Good scam artists are very polished. They can make you believe that you are very lucky to be contacted for this once-in-a-lifetime opportunity.
10/1/2001 - Check before you give
Many charities use your donations wisely. Unfortunately, there are others that spend much of your contribution on fundraising and administrative expenses, and those who misrepresent themselves and solicit your money for phony causes. So it makes sense to investigate a charity before you make a donation. Consider taking the following precautions before you give.
6/1/2001 - Look before you leap into refinancing
On May 15, the Federal Reserve cut interest rates for the fifth time this year. Refinancing your debt at a lower interest rate may give you extra money to invest, let you pay off your debt sooner, or simply give you some extra spending money. However, your decision to refinance should be based on more than a lower monthly payment. Before you refinance, take a hard look at these areas:
4/1/2001 - Should you prepay your mortgage?
Prepaying your home mortgage can significantly decrease the interest you pay on your home loan. While mortgage interest is tax-deductible, you only receive a portion of your payment back in the form of tax savings.
3/1/2001 - Don't become a victim of identity theft
Armed with just a few items of personal information, a thief can steal your identity, destroy your credit, and wreak havoc in your life. Over half a million Americans were victims of identity theft last year. You can minimize your risk of becoming a victim by taking the following precautions:
2/1/2001 - Refinance? Ask these questions first
On January 5, 2001, the Federal Reserve Board cut their interest rate. As a result, mortgage interest rates have dropped to their lowest point in 20 months. The average rate on a 30-year, fixed-rate mortgage is now less than 7.5% APR (annual percentage rate).
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